mardi 18 septembre 2012

Finding Cheap Car Insurance For Teen Drivers

By Marcos Chennliey


In the present days, it is very common to see lots of young teens having their own cars but what is not common to all of them is the fact that they do not have their own insurance policy to secure them and give them protection in case they would need so. Yes indeed, you may think that just because your son or daughter is a kid with a car he does not need to get a car insurance, but think twice because prevalent are the issues that teens are not only the worst drivers but they also tend to escalate car accidents.

These teens are also usually involve in accidents where they are driving while drunk and because of this reason, most if not all driving teens had difficulty in getting a good and affordable insurance plan, instead they get to have expensive auto insurance plans which usually adds burden to the costs their parents have to pay.

One of the techniques to get your driving teen his very own insurance , especially a car insurance for a 19 year old is to include your teen to your present policy. If you ask how much is car insurance for a 19 year old, well, usually teen can get much lower rates if they are included on their parent's policy. You can also let your teenager son or daughter sign up for a standalone auto insurance for a 19 year old - 20 year old policy made specifically for them.

As a responsible parent, you must educate your 19 year old child that his 19 year old car insurance will be more useful if he or she maintains a clean driving record, that they should not have any speeding tickets, accidents or traffic violations because car insurance companies will reduce the cost of their premium if they maintain a good driving record. Without a doubt, this is one of the ways to get cheap auto insurance for teens.

In addition, asking how much is insurance for a 19 year old would not be big a deal if you would enroll your teen into a driver's ed course as many companies will cut down on the policy cost of insurance for teens if your son or daughter has completed a driver's ed class. An alternative way of reducing costs as regards to payments of auto insurance premiums is through ensuring that the teen gets high marks (a 3.0 GPA or higher) and this comes with about a 10 percent less in premiums. The type of vehicle your teen have is an important thing to be considered. Finally, parents should avoid giving teens sports cars--they are usually risky than a modest four-door sedan.




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