Top 10 Ways to Save on Life Insurance

Many customers looking to purchase a life insurance policy, want a plan that gives adequate coverage without overpaying. Policies premiums are based on historical data that actuaries determine by solving complex algorithms. The base premium numbers are determined by risk categories which includes the applicants current health, medical history, habits, age, hobbies, credit score, driving record, etc. Policy premiums will still vary with applicants that are placed in the same group. Some common ways to save on life insurance are as follows: