Even after being extra careful, you may commit some mistakes and then repent later. So, read on... top 10 most common mistakes that travelers make when buying travel insurance. We hope they will help you avoid the common mistakes.
1) Don't forget to analyze the coverage that your policy provides.
2) Don't write false information. When people try to save money hiding the information it leads to bad consequences in future. Provide proper data about your existing medical conditions because if the insurer finds out that you were suffering from an ailment which you did not disclose, the insurance contract can be terminated.
3) Always read the fine print (terms and conditions). Never buy travel insurance policy if you have not gone through the terms and conditions mentioned in the policy.
4) Don't wait till the last minute. Last minute bought policy might not have coverage that you require and you don't have time to read terms and conditions of the policy. Besides, planning your requirements in advance (e.g., comparing different options) will save you money. Another thing is when you buy travel insurance in the last minute, you are not covered for any emergency occasions and cancellation of the trip.
5) Try not to break the law. It is called the golden rule of traveling: always put up with the laws of the country of your travel. The coverage of your travel insurance policy is limited to legal activities only. Always try to find out the rules of the country you plan to visit.
6) Don't break travel insurance rules. Check out everything you are covered for and do not go to places which don't come under the terms and conditions of the policy.
7) Don't buy travel insurance after you have become ill or your trip was cancelled because you will not be covered.
8) Don't enter into hazardous activities and sport unless your insurance covers it. Cover for hazardous activities is an optional service, so don't forget to add this coverage to your policy.
9) Avoid not buying travel insurance while traveling.It is good if nothing bad happen. However, if any unexpected events take place such as cancellation of trips or one of your family members is to be hospitalized you may not have enough money to cover all necessary costs.
10) If something is not clear for you about terms and conditions of your policy, don't be afraid to ask questions. The reputed insurance companies will provide you with any information you need. Asking question will give you a clear close idea as to what you are covered and what you are not covered for.
These are some of the important points that remind you to be careful in order to avoid any mistakes in travel insurance. Travel insurance is not a waste of money. In opposite it serves to save your money when you are put into a serious trouble. Thus, always try to be aware of the conditions of your policy. Don't be negligent when buying travel insurance and be careful while traveling. Have fun and enjoy your trips.
Globelink provide cover for virtually any of your requirements. This includes a list of different types of policies including single trip insurance and annual travel insurance plans, giving you an option to select either a policy with a comprehensive or basic cover; an option to extend your policy to provide an extra cover for hazardous sports/activities, baggage, golfer's cover, excess waiver, event cancellation, wedding cover, and much more.
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